JEEVAN_AROGYA

Now introducing  new policy about health.

      It is not a new policy but want to introduce it over here because now a days people are seem to be more interested in buying other private companies policies naming ‘ mediclaim policies’. But the real profit and benefit is in investing your money in life Insurance corporation of India. Life Insurance Corporation of India is always ready to help and protect you from any kind of difficulties in your life.

::Life Insurance corporation’s ‘Jeevan arogya’ ::

 In these days Health is most preferred thing and the most neglected thing also. Everyone is busy in running behind money and in this run health is neglected indirectly or directly. But when time comes to face any major operation or surgery in the hospital that becomes a big task for a family and relatives to build money at that time. No one comes at that time to help you and pay the bills of hospitals for you so, in such cases if you are already insured then the tension on everybody’s mind just vanishes and they don’t feel any worry about bills and expenses of medical and hospitals.

:: Features of Jeevan arogya ::

Ø Valuable financial protection in case of hospitalization.

Ø Flexible premium payment options.

Ø Increasing health cover over every year.

Ø No claim benefit.

Ø Choice of flexible benefit.

now you must be thinking that who and when can choose this Jeevan arogya as a policy so, here is a table providing you all the information about age and premiums.

1] First of all you have to choose the amount of rupees ( health cover ) that you will need.

e.g. 1000 per day

       2000 per day

       3000 per day

       4000 per day  

You can choose daily amount of benefit that you will need and it will be provided to you in the first year of policy.

This amount will be provided to you daily in the event of hospitalization. The major and prime benefit in cash for the hospitalization will be 100 times that of the your daily benefit i.e. 1 lakh,  2lakh, 3lakh, etc and this amount will be under major surgical benefits. Along with these benefits you get other 3 benefits also   

1) Day care procedure benefit.

2) Other surgical benefit.

3) Premium waiver benefit.(PWB)

2] Select the appropriate premiums . 

This policy provides you freedom of choosing the premium. The amount of premium will be depend upon your age, gender, and the health cover option you have chosen. Premiums provided in the table below are yearly.

  

CHILD :

Age at entry	Premium
0	792.00
5	794.75
10	812.35
15	870.35

           Spouse (female) / parent (of PI/ spouse) (Female):

Age at entry	Premium
20	1393.15
30	1730.65
40	2240.60
50	2849.10

Principal insured MALE:

Age at entry	Premium
20	1992.65
30	2242.90
40	2799.70
50	3768.00

3] Who can be Insured ?

You, your spouse, your children, your parents and parents of your spouse this is amazing that everyone can be insured under one policy.