Now
introducing new policy about health.
It is not a
new policy but want to introduce it over here because now a days people are
seem to be more interested in buying other private companies policies naming ‘
mediclaim policies’. But the real profit and benefit is in investing your money
in life Insurance corporation of India. Life Insurance Corporation of India is
always ready to help and protect you from any kind of difficulties in your
life.
::Life
Insurance corporation’s ‘Jeevan arogya’ ::
In these days Health is most preferred thing
and the most neglected thing also. Everyone is busy in running behind money and
in this run health is neglected indirectly or directly. But when time comes to
face any major operation or surgery in the hospital that becomes a big task for
a family and relatives to build money at that time. No one comes at that time
to help you and pay the bills of hospitals for you so, in such cases if you are
already insured then the tension on everybody’s mind just vanishes and they
don’t feel any worry about bills and expenses of medical and hospitals.
:: Features
of Jeevan
arogya ::
Ø Valuable financial protection in case
of hospitalization.
Ø Flexible premium payment options.
Ø Increasing health cover over every
year.
Ø No claim benefit.
Ø Choice of flexible benefit.
now you must be thinking that who and when can choose this Jeevan arogya as a
policy so, here is a table providing you all the information about age and
premiums.
1] First of all you have to choose the amount of rupees ( health cover )
that you will need.
e.g. 1000 per day
2000 per day
3000 per day
4000 per day
You can choose daily amount of benefit that you will need and it will be
provided to you in the first year of policy.
This amount will be provided to you daily in the event of
hospitalization. The major and prime benefit in cash for the hospitalization will
be 100 times that of the your daily benefit i.e. 1 lakh, 2lakh, 3lakh, etc and this amount will be
under major surgical benefits. Along with these benefits you get other 3
benefits also
1) Day care procedure benefit.
2) Other surgical benefit.
3) Premium waiver benefit.(PWB)
2] Select the appropriate
premiums .
This policy provides you
freedom of choosing the premium. The amount of premium will be depend upon your
age, gender, and the health cover option you have chosen. Premiums provided in
the table below are yearly.
CHILD :
Age at
entry
|
Premium
|
0
|
792.00
|
5
|
794.75
|
10
|
812.35
|
15
|
870.35
|
Spouse (female) / parent (of PI/ spouse) (Female):
Age at
entry
|
Premium
|
20
|
1393.15
|
30
|
1730.65
|
40
|
2240.60
|
50
|
2849.10
|
Principal insured MALE:
Age at
entry
|
Premium
|
20
|
1992.65
|
30
|
2242.90
|
40
|
2799.70
|
50
|
3768.00
|
3] Who can be Insured ?
You, your spouse, your
children, your parents and parents of your spouse this is amazing that everyone
can be insured under one policy.
